How UK Accident Victims Can Secure Compensation & Invest in a Self-Build Accessible Home

Accidents can have profound and long-lasting impacts.

Beyond the immediate physical and emotional trauma, victims may grapple with long-term challenges, especially if they suffer from serious injuries. The UK has established a comprehensive system to ensure accident victims receive the assistance and compensation they rightfully deserve.

Additionally, with astute financial planning and the expert guidance of occupational therapists, this compensation can be a pivotal tool for a brighter, more comfortable future.

Here's a guide on how accident victims in the UK can secure compensation, and with the aid of occupational therapists and a turnkey supplier, invest in a tailor-made self-build or custom-build turnkey accessible house.

1. Securing Compensation:

  1. Report the Accident:
    Once immediate medical concerns are addressed, it is crucial to report the incident. This could be to the police (for road traffic accidents or criminal injuries) or to the relevant authority (like an employer or local council).

  2. Seek Legal Advice:
    Engaging a solicitor specializing in personal injury claims can offer invaluable guidance. They can provide clarity on the claim's viability, potential compensation figures, and shepherd the victim through the intricate process.

  3. Gathering Evidence:
    Supporting the claim necessitates gathering substantial evidence, including photos of the accident site, witness accounts, and medical records.

  4. Negotiation & Settlement:
    A majority of personal injury claims are settled outside court. The liable party (or their insurer) may propose a settlement. Legal representation during these negotiations ensures that victims attain a just amount.

  5. Court Proceedings:
    Should an agreement remain elusive, the claim might proceed to court. Both parties present their arguments, and a verdict is rendered regarding culpability and compensation.

2. Investing in a Self-Build Accessible Home with the Help of Occupational Therapists:

  1. Consulting an Occupational Therapist:
    Occupational therapists play a pivotal role in assessing a victim's needs post-accident. They can provide insights into specific home modifications and features that can aid in daily living and enhance mobility and independence.

  2. Finding a Suitable Self-Build Building Plot:
    Identify a self-build plot that aligns with the requirements for an accessible lifetime home set out by the occupational therapist, considering aspects like location of the house, proximity to essential services, and ground suitability.

  3. Planning & Design:
    Engaging a specialist architect familiar with accessible house requirements is key. With input from the occupational therapist, they can blueprint a self-build turnkey house that addresses the victim's unique needs – from wider doorways and ramps to specialized bathroom fittings, hoists, wheelchair friendly lower kitchens, easy access electrical switches and home automation and much more.

  4. Secure Necessary Permissions:
    Prior to construction, acquire planning permissions from the local council. It's imperative that the design conforms to all stipulated building regulations.

  5. Construction:
    Opt for a specialist turnkey builder such as Cherish Homes who has a track record of crafting accessible homes with all the requirements for wheelchair access if needed and all the other specialist requirements that your occupational therapist and others can advise you on. Ensure that the construction aligns with the occupational therapist's recommendations and the architectural specifications.

  6. Final Assessment:
    After construction, have the occupational therapist evaluate the home again. They can suggest any final tweaks or additions to make the space perfectly suited to the victim's needs.